Bay Life, not just a life insurance company, but an agency for environmental change.

Using Profit to Clean and Restore the Chesapeake Bay

Avg. Cost of Life Insurance in Maryland 2024: $79 Monthly

Avg. Cost of Life Insurance in Maryland 2024: $79 Monthly

Last year North West Mutual took the crown, busheling over the competition for highest rated Life Insurance Company in Maryland!

See How We Ranked Here

Our Services

  • Life Insurance Protection

    Life Insurance

    Protection for; Business succession, Key-employee loss, Burial expenses, Family income replacement, Mortgage Protection, cash accruing Universal Life, Term life, Whole life and Final Expense including Guaranteed Acceptance

  • Protecting Principal with Annuities

    Annuities

    Security and growth for non-qualified and qualified (SEP,401k,IRA) accounts providing a guaranteed income stream

  • Exchanging cash for life insurance

    Viatical Settlement

    Providing Business Owners and Families with cash in return for old life insurance policies

  • Paying for long term care and disability

    Long Term Care, Disability and Medicare Supplement

    Financial protection from disability and critical illness. Income replacement for small business owners and key-employees.

Schedule a Consultation

It all begins with a concern, maybe you want to protect a business interest. Maybe you want to shelter your family from debt, estate taxes or burial expenses. Whatever your need is, we can discuss solutions at a day and time convenient to you. Feel free to let us know when that is and how to reach you. We are the only Life insurance brokerage in Maryland using profit to help clean and restore the Chesapeake Bay.

Why We Clean

~ Latest Bay Blog Article:

Should I Buy Life Insurance on My Child?

~ Latest Bay Blog Article: Should I Buy Life Insurance on My Child?