Annuities are fully insured financial vehicles offered by all of the top financial firms in the industry. These plans promise to return the principal investment with a guaranteed interest rate. Annuities offer a advantage to those more conservative investors who like a guarantee, but want a shot at interest rates in excess of traditional checking and savings. Most annuities on average return between 6-8% annually over the contracts lifetime, many even offer rollover contribution bonuses. In return for such security and growth, you are giving up liquidity and time. These products are designed so as to not be accessed in excess of 10% during the surrender years, which can often be 6-12 years in duration. If looking to preserve assets and income while gaining eligibility for Medicaid, there are even special Medicaid annuities to fit those needs.

As a Maryland centric company our passion is to help both our state and region with top notch service and the most affordable plans to date. Our hope is that no matter how you use us, we can be a source for you to make a well-informed decision.